Expert Guide

Best PTO Tracking Software in 2026

Seven paid leave tools priced for a 25-person US company, on the plan that actually accrues time off.

Product links may be affiliate links. How we rate 7 tools compared
TL;DR

Short answer: Calamari's Time Off module is the lowest printed PTO bill that includes accrual rules. Yearly billing is $2.00 per user per month, so a 25-person company pays $50 a month. Vacation Tracker Complete is $100 a month at that headcount when accruals have to run inside Slack or Teams. BambooHR Core is a flat $250 a month when the balance has to live in the employee record.

Key facts7 tools compared: Calamari, Vacation Tracker, Buddy Punch, Gusto, BambooHR, Factorial, Rippling
  • Updated: October 20, 2026
  • Top pick: Calamari (best for: Teams that want accrual rules and carry-over without paying for an HR suite)
  • Top pick price as of October 20, 2026: Calamari: Time Off $2.00/user/mo billed yearly, or $2.50 month to month, with a 10-seat minimum and a 14-day trial.
  • 7 tools compared: Calamari, Vacation Tracker, Buddy Punch, Gusto, BambooHR, Factorial, Rippling
  • Vacation Tracker (best for: Teams filing leave in Slack, Microsoft Teams, or Google Workspace, not on a separate site): Core $2/user/mo with a monthly minimum; Complete $4/user/mo adds accruals, plus a 14-day trial.
  • Buddy Punch (best for: Hourly teams whose PTO should accrue from hours worked, including overtime): Starter $4.99/user/mo billed annually plus a $19 base, or $5.99 month to month, with a 14-day trial.
  • Gusto (best for: Companies already on Gusto payroll that need paid accrual policies on that same bill): Simple $49/mo + $6/person for basic PTO; Plus $80/mo + $12/person, month to month.

Most HR teams overpay for vacation tracking because they buy a whole people system to hold a running balance. At 25 employees, a leave module that already accrues stays a two-digit monthly bill, which fits when you need days remaining and an approver. An HR suite that includes time off costs several times more.

Toolradar data: Toolradar tracks 33 HRIS tools as of October 17, 2026, and BambooHR is listed as an alternative to 46 other tools on that HRIS ranking. Leave products sit beside that set, so a PTO search returns both a calendar and a full employee file. The file costs more when the only need was the balance.

This page prices the paid plan that keeps a running balance and an accrual rule for one US company of 25 employees. Free caps are a different question, covered in the free PTO tracking guide. Prices below were read on each vendor's pricing page on October 17, 2026.

Top Picks

Based on features, real-world fit, and value for money.

#1 Top pick

Calamari

A leave module with accrual rules, carry-over, and multi-country policies, priced per active user.

Pricing

Time Off $2.00/user/mo billed yearly, or $2.50 month to month, with a 10-seat minimum and a 14-day trial.

Best for

Teams that want accrual rules and carry-over without paying for an HR suite.

#2

Vacation Tracker

Chat-native leave, where balances start on Core and accruals start only on Complete.

Pricing

Core $2/user/mo with a monthly minimum; Complete $4/user/mo adds accruals, plus a 14-day trial.

Best for

Teams filing leave in Slack, Microsoft Teams, or Google Workspace, not on a separate site.

#3

Buddy Punch

A time clock whose Starter plan tracks PTO and accrues by pay period, hours, or year.

Pricing

Starter $4.99/user/mo billed annually plus a $19 base, or $5.99 month to month, with a 14-day trial.

Best for

Hourly teams whose PTO should accrue from hours worked, including overtime.

Best PTO Tracking Software in 2026: 7 tools compared, updated Oct 2026
ToolPricingBest for
CalamariTime Off $2.00/user/mo billed yearly, or $2.50 month to month, with a 10-seat minimum and a 14-day trial.Teams that want accrual rules and carry-over without paying for an HR suite.
Vacation TrackerCore $2/user/mo with a monthly minimum; Complete $4/user/mo adds accruals, plus a 14-day trial.Teams filing leave in Slack, Microsoft Teams, or Google Workspace, not on a separate site.
Buddy PunchStarter $4.99/user/mo billed annually plus a $19 base, or $5.99 month to month, with a 14-day trial.Hourly teams whose PTO should accrue from hours worked, including overtime.
GustoSimple $49/mo + $6/person for basic PTO; Plus $80/mo + $12/person, month to month.Companies already on Gusto payroll that need paid accrual policies on that same bill.
BambooHRCore is $250/mo flat for 25 employees or fewer, and time off is included on every plan.HR teams that want time off, accruals, and the employee record on one invoice.
FactorialStarts at $8/user/mo, and Time Off is added in a tailored plan with no separate list price.Companies that want time off inside a modular HR suite and can wait for a quote.
RipplingStarts at $8/employee/mo plus a base fee that is not printed, so the total is a quote.Companies buying HR, payroll, and IT together, and able to wait for a quote.

Pricing read from each vendor's own pricing page, checked Oct 2026. 1 of 7 publishes prices for some plans and quotes the rest.

Lowest published monthly price by toolBar chart of the lowest monthly price each vendor publishes; the same figures are in the comparison table above.Lowest published monthly priceCalamari$2Vacation Tracker$2Buddy Punch$4.99Gusto$49BambooHR$250Factorial$8Rippling$8
Lowest monthly figure each vendor publishes, checked Oct 2026. A tilde marks a figure the vendor states approximately. Per-seat and usage charges can sit on top of it. Every tool here publishes a monthly price.
1 Calamari logo
Top Pick

Calamari

A leave module with accrual rules, carry-over, and multi-country policies, priced per active user.

Pricing
Time Off $2.00/user/mo billed yearly, or $2.50 month to month, with a 10-seat minimum and a 14-day trial.

Best for: Teams that want accrual rules and carry-over without paying for an HR suite.

Pros

  • Time Off includes automatic carry-over, accrual-based entitlement, unlimited absence types, and multi-step approvals, so one module covers several leave types.
  • Slack, Microsoft Teams, Google Workspace, and Outlook sit on Time Off, so people can request leave without a second app.
  • At 25 active users, yearly billing is the lowest accruals total on this list, and the 10-seat minimum does not bind.

Cons

  • Admins and managers count as paid users, and the yearly floor for 10 seats is $20 a month before any extra module, so a smaller team pays for empty seats.
  • Prices on the page exclude VAT, so a US buyer should confirm tax before treating the calculator total as final.
2 Vacation Tracker logo

Vacation Tracker

Chat-native leave, where balances start on Core and accruals start only on Complete.

Pricing
Core $2/user/mo with a monthly minimum; Complete $4/user/mo adds accruals, plus a 14-day trial.

Best for: Teams filing leave in Slack, Microsoft Teams, or Google Workspace, not on a separate site.

Pros

  • Complete adds accruals, hourly leave, time off in lieu, and multi-level plus substitute approvers, so buy it when a backup has to approve.
  • Core includes unlimited leave policies, balance reports, and connections to ADP, Zapier, and an open API, which is enough only if the balance lives elsewhere.
  • Plans do not cap the user count, so hiring alone does not force a higher tier.

Cons

  • Accruals are not on Core, so a 25-person team that needs them pays Complete, and the monthly minimum is the whole bill.
  • Annual offers are listed at $1.95 and $3.85 per user per month, but annual plans are priced in user tiers. Multiplying those rates by headcount will not match the quote.
3 Buddy Punch logo

Buddy Punch

A time clock whose Starter plan tracks PTO and accrues by pay period, hours, or year.

Pricing
Starter $4.99/user/mo billed annually plus a $19 base, or $5.99 month to month, with a 14-day trial.

Best for: Hourly teams whose PTO should accrue from hours worked, including overtime.

Pros

  • Starter includes time off tracking, and accrual can run per pay period, by hours worked, or on a yearly date, so the method does not need a higher plan.
  • Hours-worked accrual counts regular, overtime, and double time, while time already taken does not earn more leave.
  • Administrators are free, and only employees who record time count as seats, so an owner who only approves is not a paid seat.

Cons

  • Accruals are not backdated, so people start earning when they are added to a rule, and older balances need a manual entry.
  • For 25 paid users, annual Starter is $143.75 a month for the clock and the balance. Payroll is a separate add-on with a $49 base, and longer time-off history is a $2 per user data-retention add-on.
4 Gusto logo

Gusto

Payroll software whose Simple plan includes limited paid PTO policies and holiday pay.

Pricing
Simple $49/mo + $6/person for basic PTO; Plus $80/mo + $12/person, month to month.

Best for: Companies already on Gusto payroll that need paid accrual policies on that same bill.

Pros

  • Simple lists basic PTO policies and holiday pay, and limited policies can accrue by hours worked or a fixed annual amount.
  • Approved time off can flow into the payroll run, so payday does not wait on an export.
  • For 25 employees and no contractors, Simple is $199 a month, month to month, so you are not locked in if the limits are too tight.

Cons

  • Companies created on or after August 31, 2026 cannot set unlimited PTO or tenure milestones on Simple. Those rules need Plus, which is $380 a month at 25 people.
  • Gusto's help says it does not pay out hours that fail the carry-over cap, so a payout state needs a step outside the balance before termination.
5 BambooHR logo

BambooHR

An HR system whose every plan includes time-off requests, accruals, and custom policies.

Pricing
Core is $250/mo flat for 25 employees or fewer, and time off is included on every plan.

Best for: HR teams that want time off, accruals, and the employee record on one invoice.

Pros

  • Time off is included on every plan, with requests, accruals, approvals, a Who's Out calendar, and unlimited custom policies.
  • At 25 employees or fewer, Core is a flat monthly rate, so the 10th hire and the 25th hire cost the same.
  • Employees can see their balance and accrual in the portal and the mobile app, which cuts the how-many-days-are-left emails.

Cons

  • Plan cards list $10, $17, and $25 per employee. Above 25 employees the cost FAQ starts Core at $10.25 and Pro at $17.50, with Elite at $25 on both, and volume discounts then apply.
  • Pro is $425 a month and Elite is $650 for 25 or fewer, and neither tier adds time-off features, so paying up does not buy better leave. Payroll is a separate add-on with no printed price.
6 Factorial logo

Factorial

An HR suite with a published starting rate that then quotes Time Off inside a tailored plan.

Pricing
Starts at $8/user/mo, and Time Off is added in a tailored plan with no separate list price.

Best for: Companies that want time off inside a modular HR suite and can wait for a quote.

Pros

  • The pricing page lists Time Off with unlimited policies, custom absence types, and smart validations.
  • Every plan includes Factorial Core: the employee directory, onboarding and offboarding, and documents, so the quote includes the employee file.
  • Time tracking or shift management can be added later, rather than on day one.

Cons

  • Factorial publishes no separate Time Off price, so the starting rate is not a 25-person total finance can approve.
  • A specialist builds the plan, so a company that needs a number this week should pick a tool with a printed bill.
7 Rippling logo

Rippling

A workforce platform whose HRIS includes custom PTO policies, approvals, and live balances.

Pricing
Starts at $8/employee/mo plus a base fee that is not printed, so the total is a quote.

Best for: Companies buying HR, payroll, and IT together, and able to wait for a quote.

Pros

  • The HRIS page lists custom PTO policies, approvals, and real-time balances, so leave is included.
  • Eligible US VC-backed startups can get six months free, depending on funding stage, and a company buying only leave should not count on that waiver.
  • Most products are priced per employee, so payroll or devices do not require a second vendor.

Cons

  • Rippling publishes no monthly base fee, so a budget built only from the per-employee floor will come up short.
  • Leave sits inside a platform quote, so a team that only needs balances pays for scope it did not ask to buy.

What it is

PTO tracking software keeps a leave balance for each person, applies the accrual rule, sends the request to an approver, and shows who is out. A shared calendar without a balance is only a schedule, so it cannot say whether Friday is still owed.

The split that changes the bill is where the balance lives. Calamari and Vacation Tracker sell leave as the product, which keeps an HR suite off the invoice. Gusto sells that balance inside payroll, so skip it if pay runs somewhere else. BambooHR, Factorial, and Rippling sell it inside the employee record, which means you are buying the file. Buddy Punch sells it inside a time clock, so only hours worked can earn the next hour of PTO.

Hourly clock-in, kiosks, and GPS are covered in the time tracking guide. Use this page when the argument is about days remaining, carry-over, and who approved the Friday off.

Why it matters

A balance that runs one day high approves a trip that payroll later has to reverse, which costs the employee a day and payroll a correction. A balance that drops unused time at year end deletes days people already earned. Switching after that means rebuilding policies, history, and approval chains, which takes longer than the first setup.

The second-year invoice follows the seat rule, not the feature grid. At 25 people, BambooHR still uses a flat monthly rate, and one more hire moves Core onto a per-employee rate. Gusto's per-person line grows with every active employee, and a contractor is billed only in months you pay them, so seasonal help stays off the quiet months. Calamari counts admins as paid seats, so a manager outside that headcount adds a seat the model missed.

If the employee file is still an open choice, read the HR software guide and the small-business HRIS guide before you lock leave into a suite. If pay is the open choice, start with the payroll guide and treat PTO as a line on that bill.

Key features to look for

Accrual ruleEssential
How days or hours are earned: per pay period, per hour worked, or a yearly grant. Without this rule the balance still lives in a spreadsheet.
Carry-over and capsEssential
What happens to unused time at year end, and whether a balance can go negative. Gusto's help says it does not pay out hours that are not carried over, so a payout state cannot trust that balance alone.
Approval pathEssential
Who signs the request: one manager, a backup, or several steps. Vacation Tracker puts multi-level and substitute approvers on Complete, not Core, and Calamari includes multi-step flows on Time Off.
Where the request is filed
Slack, Microsoft Teams, email, or only the vendor's site. A chat-native tool fails when the crew never opens Slack, because the request never gets filed.
Payroll handoff
Whether approved hours reach the pay run. Gusto can pass them in because payroll is the product, while a leave-only tool needs an export you test before payday.
Who counts as a paid seat
Buddy Punch does not charge for administrators, so an approver who never clocks in is free. Calamari charges every active user, including admins, so the same headcount is a different bill.

Pricing

Methodology: we read each vendor's public pricing page on October 17, 2026 and priced one US company of 25 employees. The rank is the cheapest plan that includes an accrual rule and approvals, with quote-only suites last. Annual prices are used when the features match the monthly plan. Vacation Tracker's annual rates are tiered, so its row uses the monthly card. Gusto's scenario assumes 25 employees and no contractors, and Buddy Punch's assumes 25 paid users plus free administrators. Calamari's scenario counts all 25 as active users, which is why one headcount produces three different seat bills.

At 25 people, Calamari Time Off on yearly billing matches Vacation Tracker's Core minimum. Month-to-month Time Off is $62.50, the premium if you might leave before the year is up. Complete, the Vacation Tracker plan that actually accrues, lands on its monthly minimum because 25 times $4 equals that floor, so there is no volume break here. Buddy Punch annual Starter is $143.75 a month, Gusto Simple is $199 a month, and Gusto Plus is $380 a month, while BambooHR Core stays on its flat rate. Those are payroll and HR-file bills, not a leave-only price. Toolradar data: across 107 time tracking tools, the median cheapest paid plan is $6.50 a month, from the 42 that publish a price, as of October 17, 2026. A 25-person leave bill is a headcount sum, not that median.

Sources, read on October 17, 2026: Calamari pricing, Vacation Tracker pricing, Buddy Punch pricing, Buddy Punch accrual setup, Gusto pricing, Gusto time off policies, BambooHR pricing, BambooHR time off, Factorial pricing, Rippling pricing, and Rippling HRIS. Category figures are from Toolradar's HRIS ranking and time tracking ranking. See the Gusto review, the BambooHR review, and the Rippling review before you sign a suite.

PlanPriceBest for
Calamari Time Off, yearly$2.00 per user per month, billed yearlyAccrual rules, automatic carry-over, unlimited absence types, multi-step approvals
Calamari Time Off, monthly$2.50 per user per monthSame Time Off module, billed month to month, with a 10-seat minimum
Vacation Tracker Core$2 per user per month, $50 minimumBalances, leave reports, unlimited policies, 3 locations and 10 departments
Vacation Tracker Complete$4 per user per month, $100 minimumAccruals, hourly leave, time off in lieu, multi-level and substitute approvals
Buddy Punch Starter, annual$4.99 per user per month + $19 baseTime off tracking, with accruals by pay period, hours worked, or year
Buddy Punch Starter, monthly$5.99 per user per month + $19 baseSame Starter time-off tracking, billed month to month after the trial
Gusto Simple$49/mo + $6 per personBasic paid PTO policies and holiday pay, on top of payroll
Gusto Plus$80/mo + $12 per personTime tracking, scheduling, and the policy types Simple blocks for new companies
BambooHR Core, 25 or fewer$250 per month flatTime-off requests, accruals, approvals, and unlimited custom policies
BambooHR Core, above 25$10.25 per employee per monthSame time-off set, with an automatic volume discount as headcount grows
FactorialFrom $8 per user per monthCore HR included; Time Off is added when the tailored plan is quoted
RipplingFrom $8 per employee per month, plus a base feeCustom PTO policies and live balances on the HRIS product; full total is a quote
Mistakes to avoid
×Buying Vacation Tracker Core for the lower card skips accruals, hourly leave, and multi-level approvals, which sit on Complete. At 25 people that minimum is the whole bill.
×Treating Gusto Simple as unlimited PTO is wrong for companies created on or after August 31, 2026. Simple is limited to accrual policies, and unlimited policies plus tenure milestones need Plus.
×Do not treat BambooHR's card rates and its cost FAQ as the same number. They do not match, and the flat rate for 25 or fewer is the figure to approve at this headcount.
×Calamari bills every active user, so an HR admin outside the 25 still adds a seat, and a second module is another per-user rate.
×Rippling's and Factorial's starting rates are floors, not the leave price. Both then require a quote, and the floor is not a 25-person total.
Expert tips
→Write the three rules you actually run, such as accrual per pay period, a carry-over cap, and a blackout week. Reject any plan that does not name all three.
→Price both 25 employees and 26, because BambooHR changes pricing model at that line and Gusto's per-person charge steps up with each hire.
→If the crew punches a clock, test Buddy Punch's hours-worked accrual on one pay period before you migrate balances. Accruals are not applied backward, so old days will not appear on their own.
→Teams that still need a rota should read the <a href="/reviews/best-shift-scheduling-software">shift scheduling guide</a> before paying for a scheduling module this ranking never priced.

The bottom line

For a 25-person company that needs accrual rules and a number finance can approve this week, Calamari Time Off is the pick, the lowest printed accruals bill. Vacation Tracker Complete is the pick when the request has to happen in Slack or Teams, and the bill is the Complete minimum. Buy BambooHR when the employee record is the real purchase, and Gusto when payroll is. Factorial and Rippling belong on the shortlist only after a written quote.

Teams still comparing free tiers should use the free PTO guide. Teams that have not chosen an HR system should start with HR software for startups before locking leave into a suite.

Cite this: HRpresso, "Best PTO Tracking Software in 2026", October 2026.

Frequently asked questions

What is the best PTO tracking software in 2026?

Calamari's Time Off module is the best fit when the job is accrual rules at a printed price. Yearly billing is $2.00 per user per month, which is $50 a month for 25 active users. Choose Vacation Tracker Complete, at $100 a month for that headcount, when requests have to stay in Slack or Teams. Choose BambooHR Core when the balance has to live in the employee record. At 25 employees or fewer, that is the flat Core rate.

How much does PTO tracking cost for 25 employees?

On prices checked October 17, 2026, Calamari Time Off is $50 a month billed yearly, or $62.50 month to month if you might leave before the year is up. Vacation Tracker Complete is $100 a month because the minimum binds at this headcount. Buddy Punch Starter on annual billing is $143.75 a month for 25 paid users, which is the clock and the balance, not payroll. Gusto Simple is $199 a month and BambooHR Core is $250 a month flat. Factorial and Rippling publish no 25-person total, so they stay off a printed ranking.

Is BambooHR time off included, or an add-on?

Time off is included on every BambooHR plan, covering requests, accruals, approvals, and unlimited custom policies, so a higher tier does not buy better leave. For 25 employees or fewer, Core is a flat monthly rate rather than a per-employee line. Payroll is a separate add-on, and BambooHR publishes no payroll price, so the HR bill is not the pay bill. Above 25 employees, Core starts at $10.25 per employee per month before the volume discount, and the flat band ends.

What does Gusto Simple leave out of PTO?

Simple includes basic paid PTO policies and holiday pay, at $49 a month plus $6 per person, which covers accruing leave and not an unlimited policy. For companies created on or after August 31, 2026, unlimited policies and tenure milestones need Plus. At 25 employees, Plus is $380 a month, more than BambooHR Core's flat rate. Unpaid policies need Plus, Premium, or the Time and Attendance Plus add-on.

Which PTO tool accrues from hours worked?

Buddy Punch's hours-worked rule accrues from regular, overtime, and double time, and also per pay period or on a yearly date, which is the pick when the punch creates the balance. Starter is $4.99 per user per month billed annually, plus a $19 base fee, so a small crew pays more than the headline. Gusto can accrue by hours worked on a limited policy if payroll is already there. Calamari and Vacation Tracker Complete accrue from policy rules rather than a punch, so they fit salaried teams.

Should a 25-person company buy Rippling for PTO?

Skip Rippling when leave is the only job, because you would be buying a platform to get a balance. Plans start with a per-employee rate plus a base fee Rippling does not publish, and the total is a quote. The HRIS page does include custom PTO policies and live balances. A leave-only bill at this headcount is Calamari or Vacation Tracker Complete. Rippling fits when payroll, devices, and the employee record are already in the purchase.

Sources

Prices and plan details come from each vendor's own pricing page, re-checked by the Toolradar pricing tracker.

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